We know that Business Insurance is probably the last thing on your mind in these uncertain times, but please be aware of some potential dangers. These may be easily resolved by just a phone call to your broker or insurer – and often with no increase in premium.
Homeworking Does your policy cover working from home? Are staff taking home laptops and other IT equipment? Check with your provider if your policy covers this or if it needs to be extended.
Unoccupied premises Insurance policies in the UK normally only allow cover for an unoccupied premises for 14 to 30 days maximum. If you are going to be out of your premises for longer than that, check with your provider whether your policy covers this or can be extended.
Changing/adapting business activity Are you changing what you are making or adapting your business? Check with your provider whether your policy covers this or can be extended to cover your new activities.
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